LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,522
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,441
−HK$933/mo
Today · 4.125%
HK$31,374
baseline
▲ 0.50% · 4.625%
HK$33,283
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,748/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,843
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$894/mo
Today · 4.125%
HK$34,618
baseline
▲ 0.50% · 4.625%
HK$36,442
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,236/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,427
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,529
−HK$1,119/mo
Today · 4.125%
HK$37,648
baseline
▲ 0.50% · 4.625%
HK$39,939
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,296/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,412
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,469
−HK$1,072/mo
Today · 4.125%
HK$41,541
baseline
▲ 0.50% · 4.625%
HK$43,731
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,082/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,331
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,617
−HK$1,306/mo
Today · 4.125%
HK$43,923
baseline
▲ 0.50% · 4.625%
HK$46,596
+HK$2,673/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,846/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,981
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,214
−HK$1,251/mo
Today · 4.125%
HK$48,465
baseline
▲ 0.50% · 4.625%
HK$51,019
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,930/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,140
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,793
−HK$1,680/mo
Today · 4.125%
HK$56,473
baseline
▲ 0.50% · 4.625%
HK$59,909
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,946/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,118
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,609/mo
Today · 4.125%
HK$62,312
baseline
▲ 0.50% · 4.625%
HK$65,596
+HK$3,284/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,624/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,511 · Scale 2, in force from 26 Feb 2026)