LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,525
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,443
−HK$933/mo
Today · 4.125%
HK$31,376
baseline
▲ 0.50% · 4.625%
HK$33,285
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,752/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,846
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,727
−HK$893/mo
Today · 4.125%
HK$34,620
baseline
▲ 0.50% · 4.625%
HK$36,445
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,240/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,430
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,532
−HK$1,119/mo
Today · 4.125%
HK$37,651
baseline
▲ 0.50% · 4.625%
HK$39,942
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,302/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,415
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,472
−HK$1,073/mo
Today · 4.125%
HK$41,545
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,090/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,334
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,620
−HK$1,307/mo
Today · 4.125%
HK$43,927
baseline
▲ 0.50% · 4.625%
HK$46,599
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,854/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,984
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,217
−HK$1,252/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,023
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,144
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,797
−HK$1,680/mo
Today · 4.125%
HK$56,477
baseline
▲ 0.50% · 4.625%
HK$59,913
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,954/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,123
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,708
−HK$1,609/mo
Today · 4.125%
HK$62,317
baseline
▲ 0.50% · 4.625%
HK$65,602
+HK$3,285/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,634/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,548 · Scale 2, in force from 26 Feb 2026)