LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,528
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$933/mo
Today · 4.125%
HK$31,379
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,910/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,758/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,849
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,730
−HK$894/mo
Today · 4.125%
HK$34,624
baseline
▲ 0.50% · 4.625%
HK$36,449
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,248/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,433
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$1,120/mo
Today · 4.125%
HK$37,655
baseline
▲ 0.50% · 4.625%
HK$39,946
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,310/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,476
−HK$1,073/mo
Today · 4.125%
HK$41,549
baseline
▲ 0.50% · 4.625%
HK$43,739
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,098/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,339
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,624
−HK$1,307/mo
Today · 4.125%
HK$43,931
baseline
▲ 0.50% · 4.625%
HK$46,604
+HK$2,673/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,862/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,989
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,222
−HK$1,251/mo
Today · 4.125%
HK$48,473
baseline
▲ 0.50% · 4.625%
HK$51,028
+HK$2,555/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,946/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,150
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,803
−HK$1,680/mo
Today · 4.125%
HK$56,483
baseline
▲ 0.50% · 4.625%
HK$59,919
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,966/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,128
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,714
−HK$1,609/mo
Today · 4.125%
HK$62,323
baseline
▲ 0.50% · 4.625%
HK$65,608
+HK$3,285/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,646/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,597 · Scale 2, in force from 26 Feb 2026)