LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,532
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$934/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,293
+HK$1,909/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,854
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$894/mo
Today · 4.125%
HK$34,629
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$1,825/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,258/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,438
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,541
−HK$1,120/mo
Today · 4.125%
HK$37,661
baseline
▲ 0.50% · 4.625%
HK$39,952
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,322/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,425
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,073/mo
Today · 4.125%
HK$41,555
baseline
▲ 0.50% · 4.625%
HK$43,745
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,110/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,345
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,631
−HK$1,306/mo
Today · 4.125%
HK$43,937
baseline
▲ 0.50% · 4.625%
HK$46,611
+HK$2,674/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,874/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,995
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,229
−HK$1,251/mo
Today · 4.125%
HK$48,480
baseline
▲ 0.50% · 4.625%
HK$51,036
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$96,960/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,811
−HK$1,680/mo
Today · 4.125%
HK$56,491
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,437/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$112,982/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,137
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,609/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$65,618
+HK$3,286/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,667 · Scale 2, in force from 26 Feb 2026)