LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,533
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$933/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,295
+HK$1,910/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,855
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$894/mo
Today · 4.125%
HK$34,630
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$1,826/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,260/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,440
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$1,120/mo
Today · 4.125%
HK$37,662
baseline
▲ 0.50% · 4.625%
HK$39,954
+HK$2,292/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,324/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,426
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,484
−HK$1,072/mo
Today · 4.125%
HK$41,556
baseline
▲ 0.50% · 4.625%
HK$43,747
+HK$2,191/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,112/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,346
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,632
−HK$1,307/mo
Today · 4.125%
HK$43,939
baseline
▲ 0.50% · 4.625%
HK$46,612
+HK$2,673/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,878/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,997
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,231
−HK$1,251/mo
Today · 4.125%
HK$48,482
baseline
▲ 0.50% · 4.625%
HK$51,038
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$96,964/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,159
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,813
−HK$1,680/mo
Today · 4.125%
HK$56,493
baseline
▲ 0.50% · 4.625%
HK$59,930
+HK$3,437/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$112,986/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,139
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,725
−HK$1,609/mo
Today · 4.125%
HK$62,334
baseline
▲ 0.50% · 4.625%
HK$65,620
+HK$3,286/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,668/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,685 · Scale 2, in force from 26 Feb 2026)