LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,534
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$933/mo
Today · 4.125%
HK$31,386
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,910/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,772/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,857
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$894/mo
Today · 4.125%
HK$34,632
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$1,825/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,264/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,441
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$1,121/mo
Today · 4.125%
HK$37,664
baseline
▲ 0.50% · 4.625%
HK$39,955
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,328/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,073/mo
Today · 4.125%
HK$41,558
baseline
▲ 0.50% · 4.625%
HK$43,749
+HK$2,191/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,116/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,348
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,634
−HK$1,307/mo
Today · 4.125%
HK$43,941
baseline
▲ 0.50% · 4.625%
HK$46,614
+HK$2,673/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,882/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,999
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,233
−HK$1,251/mo
Today · 4.125%
HK$48,484
baseline
▲ 0.50% · 4.625%
HK$51,040
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$96,968/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,162
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,815
−HK$1,680/mo
Today · 4.125%
HK$56,495
baseline
▲ 0.50% · 4.625%
HK$59,933
+HK$3,438/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$112,990/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,142
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,728
−HK$1,609/mo
Today · 4.125%
HK$62,337
baseline
▲ 0.50% · 4.625%
HK$65,623
+HK$3,286/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,674/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,706 · Scale 2, in force from 26 Feb 2026)