LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,536
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,455
−HK$933/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,910/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$894/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$1,825/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,443
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,545
−HK$1,121/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,957
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,430
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,487
−HK$1,073/mo
Today · 4.125%
HK$41,560
baseline
▲ 0.50% · 4.625%
HK$43,751
+HK$2,191/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,120/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,350
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,636
−HK$1,307/mo
Today · 4.125%
HK$43,943
baseline
▲ 0.50% · 4.625%
HK$46,617
+HK$2,674/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,886/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,002
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,235
−HK$1,252/mo
Today · 4.125%
HK$48,487
baseline
▲ 0.50% · 4.625%
HK$51,043
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$96,974/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,165
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,818
−HK$1,680/mo
Today · 4.125%
HK$56,498
baseline
▲ 0.50% · 4.625%
HK$59,936
+HK$3,438/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$112,996/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,145
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,731
−HK$1,609/mo
Today · 4.125%
HK$62,340
baseline
▲ 0.50% · 4.625%
HK$65,626
+HK$3,286/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,680/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,733 · Scale 2, in force from 26 Feb 2026)