LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,543
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$934/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,910/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$894/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$1,826/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$1,121/mo
Today · 4.125%
HK$37,675
baseline
▲ 0.50% · 4.625%
HK$39,967
+HK$2,292/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,350/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,073/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,360
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,647
−HK$1,307/mo
Today · 4.125%
HK$43,954
baseline
▲ 0.50% · 4.625%
HK$46,628
+HK$2,674/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,908/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,013
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,247
−HK$1,252/mo
Today · 4.125%
HK$48,499
baseline
▲ 0.50% · 4.625%
HK$51,055
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$96,998/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,177
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,832
−HK$1,680/mo
Today · 4.125%
HK$56,512
baseline
▲ 0.50% · 4.625%
HK$59,951
+HK$3,439/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,024/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,159
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,746
−HK$1,610/mo
Today · 4.125%
HK$62,356
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,286/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,712/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,851 · Scale 2, in force from 26 Feb 2026)