LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,548
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$933/mo
Today · 4.125%
HK$31,400
baseline
▲ 0.50% · 4.625%
HK$33,311
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,800/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,871
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,753
−HK$894/mo
Today · 4.125%
HK$34,647
baseline
▲ 0.50% · 4.625%
HK$36,474
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,294/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,457
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$1,121/mo
Today · 4.125%
HK$37,681
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,292/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,362/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,446
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,504
−HK$1,073/mo
Today · 4.125%
HK$41,577
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,191/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,154/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,367
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,653
−HK$1,308/mo
Today · 4.125%
HK$43,961
baseline
▲ 0.50% · 4.625%
HK$46,636
+HK$2,675/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,922/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,020
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,254
−HK$1,252/mo
Today · 4.125%
HK$48,506
baseline
▲ 0.50% · 4.625%
HK$51,063
+HK$2,557/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,012/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,840
−HK$1,681/mo
Today · 4.125%
HK$56,521
baseline
▲ 0.50% · 4.625%
HK$59,960
+HK$3,439/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,042/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,168
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,755
−HK$1,610/mo
Today · 4.125%
HK$62,365
baseline
▲ 0.50% · 4.625%
HK$65,652
+HK$3,287/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,730/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,925 · Scale 2, in force from 26 Feb 2026)