LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,548
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$934/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,312
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,872
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$894/mo
Today · 4.125%
HK$34,648
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,296/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,458
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$1,121/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,974
+HK$2,292/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,447
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,505
−HK$1,073/mo
Today · 4.125%
HK$41,578
baseline
▲ 0.50% · 4.625%
HK$43,770
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,156/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,368
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,654
−HK$1,308/mo
Today · 4.125%
HK$43,962
baseline
▲ 0.50% · 4.625%
HK$46,637
+HK$2,675/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,924/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,021
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,255
−HK$1,253/mo
Today · 4.125%
HK$48,508
baseline
▲ 0.50% · 4.625%
HK$51,064
+HK$2,556/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,016/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,841
−HK$1,681/mo
Today · 4.125%
HK$56,522
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,440/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,044/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,170
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,610/mo
Today · 4.125%
HK$62,367
baseline
▲ 0.50% · 4.625%
HK$65,654
+HK$3,287/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,734/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,939 · Scale 2, in force from 26 Feb 2026)