LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$894/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$1,826/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,459
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$1,120/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,975
+HK$2,293/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,447
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,505
−HK$1,074/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$43,770
+HK$2,191/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,368
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,655
−HK$1,308/mo
Today · 4.125%
HK$43,963
baseline
▲ 0.50% · 4.625%
HK$46,638
+HK$2,675/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,926/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,022
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,256
−HK$1,252/mo
Today · 4.125%
HK$48,508
baseline
▲ 0.50% · 4.625%
HK$51,065
+HK$2,557/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,016/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,188
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,680/mo
Today · 4.125%
HK$56,523
baseline
▲ 0.50% · 4.625%
HK$59,963
+HK$3,440/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,046/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,171
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,758
−HK$1,610/mo
Today · 4.125%
HK$62,368
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,288/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,736/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,948 · Scale 2, in force from 26 Feb 2026)