LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$894/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,476
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,459
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$1,121/mo
Today · 4.125%
HK$37,683
baseline
▲ 0.50% · 4.625%
HK$39,976
+HK$2,293/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,366/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,448
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,506
−HK$1,073/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$43,771
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,369
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,656
−HK$1,307/mo
Today · 4.125%
HK$43,963
baseline
▲ 0.50% · 4.625%
HK$46,638
+HK$2,675/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,926/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,023
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,257
−HK$1,252/mo
Today · 4.125%
HK$48,509
baseline
▲ 0.50% · 4.625%
HK$51,066
+HK$2,557/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,018/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,189
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,681/mo
Today · 4.125%
HK$56,524
baseline
▲ 0.50% · 4.625%
HK$59,963
+HK$3,439/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,048/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,172
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,759
−HK$1,610/mo
Today · 4.125%
HK$62,369
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,287/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,738/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,954 · Scale 2, in force from 26 Feb 2026)