LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,553
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,472
−HK$934/mo
Today · 4.125%
HK$31,406
baseline
▲ 0.50% · 4.625%
HK$33,317
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,812/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,759
−HK$894/mo
Today · 4.125%
HK$34,653
baseline
▲ 0.50% · 4.625%
HK$36,480
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,306/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,463
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,566
−HK$1,121/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,980
+HK$2,293/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,453
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,511
−HK$1,073/mo
Today · 4.125%
HK$41,584
baseline
▲ 0.50% · 4.625%
HK$43,776
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,168/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,374
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,661
−HK$1,307/mo
Today · 4.125%
HK$43,968
baseline
▲ 0.50% · 4.625%
HK$46,644
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,936/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,028
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,262
−HK$1,253/mo
Today · 4.125%
HK$48,515
baseline
▲ 0.50% · 4.625%
HK$51,072
+HK$2,557/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,030/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,195
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,850
−HK$1,681/mo
Today · 4.125%
HK$56,531
baseline
▲ 0.50% · 4.625%
HK$59,971
+HK$3,440/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$113,062/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,179
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,766
−HK$1,610/mo
Today · 4.125%
HK$62,376
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,288/mo
Deposit HK$1.30M · loan HK$11.66M · min. income ≈ HK$124,752/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,011 · Scale 2, in force from 26 Feb 2026)