LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,555
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,880
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$894/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,466
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,570
−HK$1,121/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,984
+HK$2,293/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,456
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,514
−HK$1,074/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$43,780
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,378
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,665
−HK$1,307/mo
Today · 4.125%
HK$43,972
baseline
▲ 0.50% · 4.625%
HK$46,648
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,944/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,032
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,252/mo
Today · 4.125%
HK$48,519
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,038/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,200
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,854
−HK$1,682/mo
Today · 4.125%
HK$56,536
baseline
▲ 0.50% · 4.625%
HK$59,976
+HK$3,440/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,072/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,184
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,771
−HK$1,611/mo
Today · 4.125%
HK$62,382
baseline
▲ 0.50% · 4.625%
HK$65,670
+HK$3,288/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,764/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,054 · Scale 2, in force from 26 Feb 2026)