LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,557
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,476
−HK$934/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,322
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,882
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,764
−HK$894/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,485
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,468
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,572
−HK$1,120/mo
Today · 4.125%
HK$37,692
baseline
▲ 0.50% · 4.625%
HK$39,986
+HK$2,294/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,384/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,458
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,516
−HK$1,074/mo
Today · 4.125%
HK$41,590
baseline
▲ 0.50% · 4.625%
HK$43,782
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,180/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,380
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,667
−HK$1,308/mo
Today · 4.125%
HK$43,975
baseline
▲ 0.50% · 4.625%
HK$46,650
+HK$2,675/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,950/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,034
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,269
−HK$1,253/mo
Today · 4.125%
HK$48,522
baseline
▲ 0.50% · 4.625%
HK$51,079
+HK$2,557/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,044/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,202
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,857
−HK$1,682/mo
Today · 4.125%
HK$56,539
baseline
▲ 0.50% · 4.625%
HK$59,979
+HK$3,440/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,078/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,187
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,775
−HK$1,610/mo
Today · 4.125%
HK$62,385
baseline
▲ 0.50% · 4.625%
HK$65,673
+HK$3,288/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,770/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,079 · Scale 2, in force from 26 Feb 2026)