LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,558
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$934/mo
Today · 4.125%
HK$31,411
baseline
▲ 0.50% · 4.625%
HK$33,323
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,822/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,883
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,765
−HK$894/mo
Today · 4.125%
HK$34,659
baseline
▲ 0.50% · 4.625%
HK$36,486
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,318/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,469
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,573
−HK$1,121/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,987
+HK$2,293/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,459
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,517
−HK$1,074/mo
Today · 4.125%
HK$41,591
baseline
▲ 0.50% · 4.625%
HK$43,783
+HK$2,192/mo
Deposit HK$5.18M · loan HK$7.78M · min. income ≈ HK$83,182/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,381
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,668
−HK$1,308/mo
Today · 4.125%
HK$43,976
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,952/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,036
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,270
−HK$1,253/mo
Today · 4.125%
HK$48,523
baseline
▲ 0.50% · 4.625%
HK$51,081
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,046/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,204
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,859
−HK$1,681/mo
Today · 4.125%
HK$56,540
baseline
▲ 0.50% · 4.625%
HK$59,981
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,080/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,189
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,776
−HK$1,611/mo
Today · 4.125%
HK$62,387
baseline
▲ 0.50% · 4.625%
HK$65,675
+HK$3,288/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,774/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,093 · Scale 2, in force from 26 Feb 2026)