LTV · monthly repayment
▼ 0.50% · 3.625%
HK$295,605
−HK$18,537/mo
▼ 0.25% · 3.875%
HK$304,800
−HK$9,342/mo
Today · 4.125%
HK$314,142
baseline
▲ 0.50% · 4.625%
HK$333,257
+HK$19,115/mo
Deposit HK$64.82M · loan HK$64.82M · min. income ≈ HK$628,284/mo (50% DSR)
Upfront cash ≈ HK$73.24M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,858
−HK$17,767/mo
▼ 0.25% · 3.875%
HK$337,677
−HK$8,948/mo
Today · 4.125%
HK$346,625
baseline
▲ 0.50% · 4.625%
HK$364,896
+HK$18,271/mo
Deposit HK$64.82M · loan HK$64.82M · min. income ≈ HK$693,250/mo (50% DSR)
Upfront cash ≈ HK$73.24M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,726
−HK$22,245/mo
▼ 0.25% · 3.875%
HK$365,760
−HK$11,211/mo
Today · 4.125%
HK$376,971
baseline
▲ 0.50% · 4.625%
HK$399,908
+HK$22,937/mo
Deposit HK$51.85M · loan HK$77.78M · min. income ≈ HK$753,942/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,629
−HK$21,321/mo
▼ 0.25% · 3.875%
HK$405,213
−HK$10,737/mo
Today · 4.125%
HK$415,950
baseline
▲ 0.50% · 4.625%
HK$437,875
+HK$21,925/mo
Deposit HK$51.85M · loan HK$77.78M · min. income ≈ HK$831,900/mo (50% DSR)
Upfront cash ≈ HK$60.28M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,847
−HK$25,952/mo
▼ 0.25% · 3.875%
HK$426,720
−HK$13,079/mo
Today · 4.125%
HK$439,799
baseline
▲ 0.50% · 4.625%
HK$466,560
+HK$26,761/mo
Deposit HK$38.89M · loan HK$90.75M · min. income ≈ HK$879,598/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,401
−HK$24,874/mo
▼ 0.25% · 3.875%
HK$472,748
−HK$12,527/mo
Today · 4.125%
HK$485,275
baseline
▲ 0.50% · 4.625%
HK$510,854
+HK$25,579/mo
Deposit HK$38.89M · loan HK$90.75M · min. income ≈ HK$970,550/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,089
−HK$33,367/mo
▼ 0.25% · 3.875%
HK$548,640
−HK$16,816/mo
Today · 4.125%
HK$565,456
baseline
▲ 0.50% · 4.625%
HK$599,862
+HK$34,406/mo
Deposit HK$12.96M · loan HK$116.67M · min. income ≈ HK$1,130,912/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$591,944
−HK$31,981/mo
▼ 0.25% · 3.875%
HK$607,819
−HK$16,106/mo
Today · 4.125%
HK$623,925
baseline
▲ 0.50% · 4.625%
HK$656,813
+HK$32,888/mo
Deposit HK$12.96M · loan HK$116.67M · min. income ≈ HK$1,247,850/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$8,426,390 · Scale 2, in force from 26 Feb 2026)