LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,561
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$935/mo
Today · 4.125%
HK$31,415
baseline
▲ 0.50% · 4.625%
HK$33,326
+HK$1,911/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,830/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$895/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,576
−HK$1,122/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,991
+HK$2,293/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,463
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,074/mo
Today · 4.125%
HK$41,596
baseline
▲ 0.50% · 4.625%
HK$43,788
+HK$2,192/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,192/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,385
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,673
−HK$1,307/mo
Today · 4.125%
HK$43,980
baseline
▲ 0.50% · 4.625%
HK$46,657
+HK$2,677/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,960/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,041
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,275
−HK$1,253/mo
Today · 4.125%
HK$48,528
baseline
▲ 0.50% · 4.625%
HK$51,086
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$97,056/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,210
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,865
−HK$1,681/mo
Today · 4.125%
HK$56,546
baseline
▲ 0.50% · 4.625%
HK$59,987
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,092/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,195
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,610/mo
Today · 4.125%
HK$62,393
baseline
▲ 0.50% · 4.625%
HK$65,682
+HK$3,289/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,786/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,145 · Scale 2, in force from 26 Feb 2026)