LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,565
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$934/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,331
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$895/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,478
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,582
−HK$1,121/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,997
+HK$2,294/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,469
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,528
−HK$1,074/mo
Today · 4.125%
HK$41,602
baseline
▲ 0.50% · 4.625%
HK$43,794
+HK$2,192/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,204/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,391
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,679
−HK$1,308/mo
Today · 4.125%
HK$43,987
baseline
▲ 0.50% · 4.625%
HK$46,663
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,974/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,047
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,282
−HK$1,253/mo
Today · 4.125%
HK$48,535
baseline
▲ 0.50% · 4.625%
HK$51,093
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,070/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,873
−HK$1,682/mo
Today · 4.125%
HK$56,555
baseline
▲ 0.50% · 4.625%
HK$59,996
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,110/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,204
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,792
−HK$1,610/mo
Today · 4.125%
HK$62,402
baseline
▲ 0.50% · 4.625%
HK$65,692
+HK$3,290/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,804/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,215 · Scale 2, in force from 26 Feb 2026)