LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,566
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$935/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$895/mo
Today · 4.125%
HK$34,669
baseline
▲ 0.50% · 4.625%
HK$36,496
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,338/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$1,121/mo
Today · 4.125%
HK$37,704
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,294/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,408/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,073/mo
Today · 4.125%
HK$41,602
baseline
▲ 0.50% · 4.625%
HK$43,795
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,204/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,392
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,308/mo
Today · 4.125%
HK$43,988
baseline
▲ 0.50% · 4.625%
HK$46,664
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,976/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,048
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,283
−HK$1,253/mo
Today · 4.125%
HK$48,536
baseline
▲ 0.50% · 4.625%
HK$51,095
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,072/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,218
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,874
−HK$1,682/mo
Today · 4.125%
HK$56,556
baseline
▲ 0.50% · 4.625%
HK$59,997
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,112/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,205
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,793
−HK$1,611/mo
Today · 4.125%
HK$62,404
baseline
▲ 0.50% · 4.625%
HK$65,693
+HK$3,289/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,808/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,225 · Scale 2, in force from 26 Feb 2026)