LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,566
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$934/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$895/mo
Today · 4.125%
HK$34,669
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,828/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,338/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$1,121/mo
Today · 4.125%
HK$37,704
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,294/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,408/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,074/mo
Today · 4.125%
HK$41,603
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,206/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,308/mo
Today · 4.125%
HK$43,988
baseline
▲ 0.50% · 4.625%
HK$46,665
+HK$2,677/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,976/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,049
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,253/mo
Today · 4.125%
HK$48,537
baseline
▲ 0.50% · 4.625%
HK$51,095
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,074/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,219
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,874
−HK$1,682/mo
Today · 4.125%
HK$56,556
baseline
▲ 0.50% · 4.625%
HK$59,998
+HK$3,442/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,112/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,206
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,610/mo
Today · 4.125%
HK$62,404
baseline
▲ 0.50% · 4.625%
HK$65,694
+HK$3,290/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,808/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,231 · Scale 2, in force from 26 Feb 2026)