LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,566
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$934/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$895/mo
Today · 4.125%
HK$34,669
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,828/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,338/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$1,122/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,999
+HK$2,294/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,471
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,074/mo
Today · 4.125%
HK$41,603
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,206/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,309/mo
Today · 4.125%
HK$43,989
baseline
▲ 0.50% · 4.625%
HK$46,665
+HK$2,676/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,978/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,049
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,253/mo
Today · 4.125%
HK$48,537
baseline
▲ 0.50% · 4.625%
HK$51,096
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,074/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,219
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,875
−HK$1,682/mo
Today · 4.125%
HK$56,557
baseline
▲ 0.50% · 4.625%
HK$59,998
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,114/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,206
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,611/mo
Today · 4.125%
HK$62,405
baseline
▲ 0.50% · 4.625%
HK$65,694
+HK$3,289/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,810/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,235 · Scale 2, in force from 26 Feb 2026)