LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,567
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$934/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,893
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$895/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,584
−HK$1,121/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,999
+HK$2,294/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,471
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,530
−HK$1,074/mo
Today · 4.125%
HK$41,604
baseline
▲ 0.50% · 4.625%
HK$43,797
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,208/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,394
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,681
−HK$1,308/mo
Today · 4.125%
HK$43,989
baseline
▲ 0.50% · 4.625%
HK$46,666
+HK$2,677/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,978/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,050
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,285
−HK$1,253/mo
Today · 4.125%
HK$48,538
baseline
▲ 0.50% · 4.625%
HK$51,096
+HK$2,558/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,076/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,220
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,876
−HK$1,682/mo
Today · 4.125%
HK$56,558
baseline
▲ 0.50% · 4.625%
HK$59,999
+HK$3,441/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,116/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,207
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,795
−HK$1,611/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$65,695
+HK$3,289/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,242 · Scale 2, in force from 26 Feb 2026)