LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,571
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$934/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,337
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,897
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$896/mo
Today · 4.125%
HK$34,675
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,350/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,485
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,589
−HK$1,121/mo
Today · 4.125%
HK$37,710
baseline
▲ 0.50% · 4.625%
HK$40,005
+HK$2,295/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,420/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,477
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,535
−HK$1,074/mo
Today · 4.125%
HK$41,609
baseline
▲ 0.50% · 4.625%
HK$43,803
+HK$2,194/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,218/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,399
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,687
−HK$1,308/mo
Today · 4.125%
HK$43,995
baseline
▲ 0.50% · 4.625%
HK$46,672
+HK$2,677/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,990/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,056
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,291
−HK$1,253/mo
Today · 4.125%
HK$48,544
baseline
▲ 0.50% · 4.625%
HK$51,103
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,088/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,227
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,883
−HK$1,682/mo
Today · 4.125%
HK$56,565
baseline
▲ 0.50% · 4.625%
HK$60,007
+HK$3,442/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,130/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,215
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,803
−HK$1,611/mo
Today · 4.125%
HK$62,414
baseline
▲ 0.50% · 4.625%
HK$65,704
+HK$3,290/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,828/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,307 · Scale 2, in force from 26 Feb 2026)