LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,572
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$934/mo
Today · 4.125%
HK$31,426
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,852/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,898
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,780
−HK$896/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$1,827/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$1,121/mo
Today · 4.125%
HK$37,711
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,295/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,422/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,478
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,074/mo
Today · 4.125%
HK$41,611
baseline
▲ 0.50% · 4.625%
HK$43,804
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,222/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,400
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,688
−HK$1,308/mo
Today · 4.125%
HK$43,996
baseline
▲ 0.50% · 4.625%
HK$46,674
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,992/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,057
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,293
−HK$1,253/mo
Today · 4.125%
HK$48,546
baseline
▲ 0.50% · 4.625%
HK$51,105
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,092/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,229
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,885
−HK$1,682/mo
Today · 4.125%
HK$56,567
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,442/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,134/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,217
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,805
−HK$1,611/mo
Today · 4.125%
HK$62,416
baseline
▲ 0.50% · 4.625%
HK$65,706
+HK$3,290/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,832/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,322 · Scale 2, in force from 26 Feb 2026)