LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,572
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$935/mo
Today · 4.125%
HK$31,427
baseline
▲ 0.50% · 4.625%
HK$33,339
+HK$1,912/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$62,854/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,899
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$895/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,504
+HK$1,828/mo
Deposit HK$6.48M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$1,121/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,295/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,479
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,075/mo
Today · 4.125%
HK$41,612
baseline
▲ 0.50% · 4.625%
HK$43,805
+HK$2,193/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,224/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,401
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,308/mo
Today · 4.125%
HK$43,997
baseline
▲ 0.50% · 4.625%
HK$46,675
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$87,994/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,058
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,294
−HK$1,253/mo
Today · 4.125%
HK$48,547
baseline
▲ 0.50% · 4.625%
HK$51,106
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,094/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,886
−HK$1,682/mo
Today · 4.125%
HK$56,568
baseline
▲ 0.50% · 4.625%
HK$60,010
+HK$3,442/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,136/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,218
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,806
−HK$1,611/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$65,707
+HK$3,290/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,332 · Scale 2, in force from 26 Feb 2026)