LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,579
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,500
−HK$934/mo
Today · 4.125%
HK$31,434
baseline
▲ 0.50% · 4.625%
HK$33,347
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,868/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,907
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,789
−HK$896/mo
Today · 4.125%
HK$34,685
baseline
▲ 0.50% · 4.625%
HK$36,513
+HK$1,828/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,370/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,495
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,599
−HK$1,122/mo
Today · 4.125%
HK$37,721
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,295/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,442/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,488
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,547
−HK$1,075/mo
Today · 4.125%
HK$41,622
baseline
▲ 0.50% · 4.625%
HK$43,816
+HK$2,194/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,244/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,411
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,699
−HK$1,309/mo
Today · 4.125%
HK$44,008
baseline
▲ 0.50% · 4.625%
HK$46,686
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,016/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,070
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,305
−HK$1,254/mo
Today · 4.125%
HK$48,559
baseline
▲ 0.50% · 4.625%
HK$51,118
+HK$2,559/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,118/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,243
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,683/mo
Today · 4.125%
HK$56,582
baseline
▲ 0.50% · 4.625%
HK$60,025
+HK$3,443/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$113,164/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,232
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,821
−HK$1,611/mo
Today · 4.125%
HK$62,432
baseline
▲ 0.50% · 4.625%
HK$65,723
+HK$3,291/mo
Deposit HK$1.30M · loan HK$11.67M · min. income ≈ HK$124,864/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,450 · Scale 2, in force from 26 Feb 2026)