LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,583
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$934/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$895/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$1,122/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$40,022
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,493
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,074/mo
Today · 4.125%
HK$41,627
baseline
▲ 0.50% · 4.625%
HK$43,821
+HK$2,194/mo
Deposit HK$5.19M · loan HK$7.78M · min. income ≈ HK$83,254/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,417
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,705
−HK$1,309/mo
Today · 4.125%
HK$44,014
baseline
▲ 0.50% · 4.625%
HK$46,692
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,028/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,076
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,311
−HK$1,254/mo
Today · 4.125%
HK$48,565
baseline
▲ 0.50% · 4.625%
HK$51,125
+HK$2,560/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,130/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,250
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,906
−HK$1,683/mo
Today · 4.125%
HK$56,589
baseline
▲ 0.50% · 4.625%
HK$60,033
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,178/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,240
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,829
−HK$1,612/mo
Today · 4.125%
HK$62,441
baseline
▲ 0.50% · 4.625%
HK$65,732
+HK$3,291/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,882/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,514 · Scale 2, in force from 26 Feb 2026)