LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,587
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,507
−HK$935/mo
Today · 4.125%
HK$31,442
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,884/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,798
−HK$895/mo
Today · 4.125%
HK$34,693
baseline
▲ 0.50% · 4.625%
HK$36,522
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,386/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,504
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$1,122/mo
Today · 4.125%
HK$37,730
baseline
▲ 0.50% · 4.625%
HK$40,026
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,460/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,498
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,557
−HK$1,075/mo
Today · 4.125%
HK$41,632
baseline
▲ 0.50% · 4.625%
HK$43,826
+HK$2,194/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,264/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,421
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,309/mo
Today · 4.125%
HK$44,019
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,038/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,081
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,317
−HK$1,253/mo
Today · 4.125%
HK$48,570
baseline
▲ 0.50% · 4.625%
HK$51,131
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,140/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,256
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,913
−HK$1,683/mo
Today · 4.125%
HK$56,596
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,443/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,192/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,247
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,836
−HK$1,612/mo
Today · 4.125%
HK$62,448
baseline
▲ 0.50% · 4.625%
HK$65,739
+HK$3,291/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,896/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,569 · Scale 2, in force from 26 Feb 2026)