LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,588
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$935/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,916
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$896/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,523
+HK$1,828/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,505
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,610
−HK$1,122/mo
Today · 4.125%
HK$37,732
baseline
▲ 0.50% · 4.625%
HK$40,028
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,464/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,499
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,074/mo
Today · 4.125%
HK$41,633
baseline
▲ 0.50% · 4.625%
HK$43,828
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,266/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,423
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,711
−HK$1,310/mo
Today · 4.125%
HK$44,021
baseline
▲ 0.50% · 4.625%
HK$46,699
+HK$2,678/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,042/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,083
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,319
−HK$1,253/mo
Today · 4.125%
HK$48,572
baseline
▲ 0.50% · 4.625%
HK$51,133
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,144/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,915
−HK$1,683/mo
Today · 4.125%
HK$56,598
baseline
▲ 0.50% · 4.625%
HK$60,042
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,196/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,249
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,838
−HK$1,612/mo
Today · 4.125%
HK$62,450
baseline
▲ 0.50% · 4.625%
HK$65,742
+HK$3,292/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,900/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,587 · Scale 2, in force from 26 Feb 2026)