LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,588
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$935/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$895/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,506
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,611
−HK$1,122/mo
Today · 4.125%
HK$37,733
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,466/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,560
−HK$1,074/mo
Today · 4.125%
HK$41,634
baseline
▲ 0.50% · 4.625%
HK$43,829
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,268/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,424
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,712
−HK$1,309/mo
Today · 4.125%
HK$44,021
baseline
▲ 0.50% · 4.625%
HK$46,700
+HK$2,679/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,042/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,084
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,320
−HK$1,253/mo
Today · 4.125%
HK$48,573
baseline
▲ 0.50% · 4.625%
HK$51,134
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,146/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,259
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,916
−HK$1,683/mo
Today · 4.125%
HK$56,599
baseline
▲ 0.50% · 4.625%
HK$60,043
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,198/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,250
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,839
−HK$1,612/mo
Today · 4.125%
HK$62,451
baseline
▲ 0.50% · 4.625%
HK$65,743
+HK$3,292/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,902/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,598 · Scale 2, in force from 26 Feb 2026)