LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,593
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$935/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,362
+HK$1,913/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$896/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,530
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,616
−HK$1,123/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,506
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,566
−HK$1,075/mo
Today · 4.125%
HK$41,641
baseline
▲ 0.50% · 4.625%
HK$43,836
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,282/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,430
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,719
−HK$1,309/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,707
+HK$2,679/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,091
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,327
−HK$1,254/mo
Today · 4.125%
HK$48,581
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,162/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,267
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,924
−HK$1,684/mo
Today · 4.125%
HK$56,608
baseline
▲ 0.50% · 4.625%
HK$60,052
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,216/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,259
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,849
−HK$1,612/mo
Today · 4.125%
HK$62,461
baseline
▲ 0.50% · 4.625%
HK$65,754
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,922/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,673 · Scale 2, in force from 26 Feb 2026)