LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,594
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$935/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,363
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$896/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,530
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,617
−HK$1,122/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,507
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,074/mo
Today · 4.125%
HK$41,641
baseline
▲ 0.50% · 4.625%
HK$43,836
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,282/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,431
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,309/mo
Today · 4.125%
HK$44,029
baseline
▲ 0.50% · 4.625%
HK$46,708
+HK$2,679/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,058/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,091
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,328
−HK$1,254/mo
Today · 4.125%
HK$48,582
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,560/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,164/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,268
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,925
−HK$1,684/mo
Today · 4.125%
HK$56,609
baseline
▲ 0.50% · 4.625%
HK$60,053
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,218/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,850
−HK$1,612/mo
Today · 4.125%
HK$62,462
baseline
▲ 0.50% · 4.625%
HK$65,755
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,924/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,681 · Scale 2, in force from 26 Feb 2026)