LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,594
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$935/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,364
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,923
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,806
−HK$896/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,531
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,513
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,618
−HK$1,122/mo
Today · 4.125%
HK$37,740
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,296/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,480/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,508
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,075/mo
Today · 4.125%
HK$41,642
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,284/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,432
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,309/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,709
+HK$2,679/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,092
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,329
−HK$1,254/mo
Today · 4.125%
HK$48,583
baseline
▲ 0.50% · 4.625%
HK$51,144
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.08M · min. income ≈ HK$97,166/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,269
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,684/mo
Today · 4.125%
HK$56,610
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,444/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,220/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,262
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,851
−HK$1,612/mo
Today · 4.125%
HK$62,463
baseline
▲ 0.50% · 4.625%
HK$65,756
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,926/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,691 · Scale 2, in force from 26 Feb 2026)