LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,596
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$935/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$896/mo
Today · 4.125%
HK$34,704
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,408/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$1,122/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,297/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,510
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,570
−HK$1,075/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$43,840
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,434
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,310/mo
Today · 4.125%
HK$44,033
baseline
▲ 0.50% · 4.625%
HK$46,712
+HK$2,679/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$88,066/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,095
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,254/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,147
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,273
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,683/mo
Today · 4.125%
HK$56,613
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,445/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,226/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,855
−HK$1,612/mo
Today · 4.125%
HK$62,467
baseline
▲ 0.50% · 4.625%
HK$65,760
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,934/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,722 · Scale 2, in force from 26 Feb 2026)