LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,600
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,520
−HK$936/mo
Today · 4.125%
HK$31,456
baseline
▲ 0.50% · 4.625%
HK$33,370
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,912/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,929
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,812
−HK$896/mo
Today · 4.125%
HK$34,708
baseline
▲ 0.50% · 4.625%
HK$36,538
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,416/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,520
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$1,123/mo
Today · 4.125%
HK$37,747
baseline
▲ 0.50% · 4.625%
HK$40,044
+HK$2,297/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,494/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,515
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,575
−HK$1,075/mo
Today · 4.125%
HK$41,650
baseline
▲ 0.50% · 4.625%
HK$43,845
+HK$2,195/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,300/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,439
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,728
−HK$1,310/mo
Today · 4.125%
HK$44,038
baseline
▲ 0.50% · 4.625%
HK$46,718
+HK$2,680/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$88,076/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,101
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,337
−HK$1,255/mo
Today · 4.125%
HK$48,592
baseline
▲ 0.50% · 4.625%
HK$51,153
+HK$2,561/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$97,184/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,279
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,937
−HK$1,683/mo
Today · 4.125%
HK$56,620
baseline
▲ 0.50% · 4.625%
HK$60,066
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,240/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,273
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,862
−HK$1,613/mo
Today · 4.125%
HK$62,475
baseline
▲ 0.50% · 4.625%
HK$65,768
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,950/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$486,782 · Scale 2, in force from 26 Feb 2026)