LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,604
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$936/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,934
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$896/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,543
+HK$1,829/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$1,123/mo
Today · 4.125%
HK$37,753
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,297/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,506/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,521
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,581
−HK$1,075/mo
Today · 4.125%
HK$41,656
baseline
▲ 0.50% · 4.625%
HK$43,852
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,312/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,446
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,310/mo
Today · 4.125%
HK$44,045
baseline
▲ 0.50% · 4.625%
HK$46,725
+HK$2,680/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$88,090/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,108
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,345
−HK$1,254/mo
Today · 4.125%
HK$48,599
baseline
▲ 0.50% · 4.625%
HK$51,161
+HK$2,562/mo
Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$97,198/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,287
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,945
−HK$1,684/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$60,075
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,282
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,872
−HK$1,613/mo
Today · 4.125%
HK$62,485
baseline
▲ 0.50% · 4.625%
HK$65,778
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.68M · min. income ≈ HK$124,970/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,856 · Scale 2, in force from 26 Feb 2026)