LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,606
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,526
−HK$936/mo
Today · 4.125%
HK$31,462
baseline
▲ 0.50% · 4.625%
HK$33,376
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,924/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,936
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,819
−HK$896/mo
Today · 4.125%
HK$34,715
baseline
▲ 0.50% · 4.625%
HK$36,545
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,430/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,527
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,632
−HK$1,123/mo
Today · 4.125%
HK$37,755
baseline
▲ 0.50% · 4.625%
HK$40,052
+HK$2,297/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,510/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,523
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,583
−HK$1,075/mo
Today · 4.125%
HK$41,658
baseline
▲ 0.50% · 4.625%
HK$43,854
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,316/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,448
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,737
−HK$1,310/mo
Today · 4.125%
HK$44,047
baseline
▲ 0.50% · 4.625%
HK$46,727
+HK$2,680/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,094/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,110
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,347
−HK$1,254/mo
Today · 4.125%
HK$48,601
baseline
▲ 0.50% · 4.625%
HK$51,163
+HK$2,562/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,202/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,290
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,948
−HK$1,684/mo
Today · 4.125%
HK$56,632
baseline
▲ 0.50% · 4.625%
HK$60,078
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,264/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,285
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,875
−HK$1,613/mo
Today · 4.125%
HK$62,488
baseline
▲ 0.50% · 4.625%
HK$65,781
+HK$3,293/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$124,976/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,879 · Scale 2, in force from 26 Feb 2026)