LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,609
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$935/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,823
−HK$896/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,530
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,635
−HK$1,123/mo
Today · 4.125%
HK$37,758
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,298/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,516/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,527
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,587
−HK$1,076/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,452
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,310/mo
Today · 4.125%
HK$44,051
baseline
▲ 0.50% · 4.625%
HK$46,732
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,102/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,115
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,352
−HK$1,254/mo
Today · 4.125%
HK$48,606
baseline
▲ 0.50% · 4.625%
HK$51,168
+HK$2,562/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,212/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,295
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,953
−HK$1,684/mo
Today · 4.125%
HK$56,637
baseline
▲ 0.50% · 4.625%
HK$60,084
+HK$3,447/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,274/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,291
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,881
−HK$1,613/mo
Today · 4.125%
HK$62,494
baseline
▲ 0.50% · 4.625%
HK$65,788
+HK$3,294/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$124,988/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,928 · Scale 2, in force from 26 Feb 2026)