LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,610
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$936/mo
Today · 4.125%
HK$31,467
baseline
▲ 0.50% · 4.625%
HK$33,381
+HK$1,914/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,934/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$896/mo
Today · 4.125%
HK$34,720
baseline
▲ 0.50% · 4.625%
HK$36,550
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,440/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$1,123/mo
Today · 4.125%
HK$37,760
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,298/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,520/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,529
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,589
−HK$1,075/mo
Today · 4.125%
HK$41,664
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,197/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,328/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,454
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,743
−HK$1,310/mo
Today · 4.125%
HK$44,053
baseline
▲ 0.50% · 4.625%
HK$46,734
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,106/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,117
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,354
−HK$1,254/mo
Today · 4.125%
HK$48,608
baseline
▲ 0.50% · 4.625%
HK$51,171
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,216/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,298
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,955
−HK$1,685/mo
Today · 4.125%
HK$56,640
baseline
▲ 0.50% · 4.625%
HK$60,086
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,280/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,293
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,883
−HK$1,613/mo
Today · 4.125%
HK$62,496
baseline
▲ 0.50% · 4.625%
HK$65,791
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$124,992/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,949 · Scale 2, in force from 26 Feb 2026)