LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,610
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$936/mo
Today · 4.125%
HK$31,467
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,934/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$896/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$1,123/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,297/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,530
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,075/mo
Today · 4.125%
HK$41,665
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,330/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,455
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,744
−HK$1,310/mo
Today · 4.125%
HK$44,054
baseline
▲ 0.50% · 4.625%
HK$46,735
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,108/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,118
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,355
−HK$1,254/mo
Today · 4.125%
HK$48,609
baseline
▲ 0.50% · 4.625%
HK$51,172
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,218/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,299
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,957
−HK$1,684/mo
Today · 4.125%
HK$56,641
baseline
▲ 0.50% · 4.625%
HK$60,087
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,282/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,294
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,885
−HK$1,613/mo
Today · 4.125%
HK$62,498
baseline
▲ 0.50% · 4.625%
HK$65,792
+HK$3,294/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$124,996/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,959 · Scale 2, in force from 26 Feb 2026)