LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,611
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$936/mo
Today · 4.125%
HK$31,468
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,936/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,942
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$896/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,552
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,534
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,639
−HK$1,123/mo
Today · 4.125%
HK$37,762
baseline
▲ 0.50% · 4.625%
HK$40,060
+HK$2,298/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,524/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,531
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,591
−HK$1,076/mo
Today · 4.125%
HK$41,667
baseline
▲ 0.50% · 4.625%
HK$43,863
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,334/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,745
−HK$1,311/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,680/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,112/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,119
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,356
−HK$1,255/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,173
+HK$2,562/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,958
−HK$1,685/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,089
+HK$3,446/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,887
−HK$1,613/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,794
+HK$3,294/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,975 · Scale 2, in force from 26 Feb 2026)