LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,612
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,533
−HK$935/mo
Today · 4.125%
HK$31,468
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,936/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,943
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$896/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,553
+HK$1,831/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,534
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,639
−HK$1,123/mo
Today · 4.125%
HK$37,762
baseline
▲ 0.50% · 4.625%
HK$40,060
+HK$2,298/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$75,524/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,531
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,591
−HK$1,076/mo
Today · 4.125%
HK$41,667
baseline
▲ 0.50% · 4.625%
HK$43,863
+HK$2,196/mo
Deposit HK$5.19M · loan HK$7.79M · min. income ≈ HK$83,334/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,746
−HK$1,310/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,737
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,112/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,120
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,356
−HK$1,255/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,174
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,301
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,684/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,447/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,297
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,887
−HK$1,613/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,795
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$486,978 · Scale 2, in force from 26 Feb 2026)