LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,616
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$936/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,388
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,831
−HK$897/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,539
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$1,123/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$40,066
+HK$2,298/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,537
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,597
−HK$1,076/mo
Today · 4.125%
HK$41,673
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,346/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,462
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,311/mo
Today · 4.125%
HK$44,063
baseline
▲ 0.50% · 4.625%
HK$46,744
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,126/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,127
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,364
−HK$1,255/mo
Today · 4.125%
HK$48,619
baseline
▲ 0.50% · 4.625%
HK$51,181
+HK$2,562/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,238/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,309
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,967
−HK$1,685/mo
Today · 4.125%
HK$56,652
baseline
▲ 0.50% · 4.625%
HK$60,099
+HK$3,447/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,304/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,306
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,896
−HK$1,614/mo
Today · 4.125%
HK$62,510
baseline
▲ 0.50% · 4.625%
HK$65,805
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,020/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,052 · Scale 2, in force from 26 Feb 2026)