LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,617
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$936/mo
Today · 4.125%
HK$31,474
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,948/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,949
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$897/mo
Today · 4.125%
HK$34,729
baseline
▲ 0.50% · 4.625%
HK$36,559
+HK$1,830/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,458/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,540
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$1,123/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,298/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,599
−HK$1,075/mo
Today · 4.125%
HK$41,674
baseline
▲ 0.50% · 4.625%
HK$43,871
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,348/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,464
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,754
−HK$1,310/mo
Today · 4.125%
HK$44,064
baseline
▲ 0.50% · 4.625%
HK$46,745
+HK$2,681/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,128/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,128
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,365
−HK$1,255/mo
Today · 4.125%
HK$48,620
baseline
▲ 0.50% · 4.625%
HK$51,183
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,240/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,311
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,969
−HK$1,685/mo
Today · 4.125%
HK$56,654
baseline
▲ 0.50% · 4.625%
HK$60,101
+HK$3,447/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,308/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,307
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,898
−HK$1,614/mo
Today · 4.125%
HK$62,512
baseline
▲ 0.50% · 4.625%
HK$65,807
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,024/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,067 · Scale 2, in force from 26 Feb 2026)