LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,619
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$936/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,915/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$896/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$1,831/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$1,123/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$40,070
+HK$2,298/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,544/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,541
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,076/mo
Today · 4.125%
HK$41,678
baseline
▲ 0.50% · 4.625%
HK$43,875
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,356/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,467
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,310/mo
Today · 4.125%
HK$44,067
baseline
▲ 0.50% · 4.625%
HK$46,749
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,134/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,369
−HK$1,255/mo
Today · 4.125%
HK$48,624
baseline
▲ 0.50% · 4.625%
HK$51,187
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,248/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,315
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,973
−HK$1,685/mo
Today · 4.125%
HK$56,658
baseline
▲ 0.50% · 4.625%
HK$60,106
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,316/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,312
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,903
−HK$1,614/mo
Today · 4.125%
HK$62,517
baseline
▲ 0.50% · 4.625%
HK$65,812
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,034/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,106 · Scale 2, in force from 26 Feb 2026)