LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,620
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$936/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,916/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$897/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$1,831/mo
Deposit HK$6.49M · loan HK$6.49M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,544
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$1,124/mo
Today · 4.125%
HK$37,773
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,298/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,546/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,542
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,603
−HK$1,075/mo
Today · 4.125%
HK$41,678
baseline
▲ 0.50% · 4.625%
HK$43,875
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,356/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,468
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,758
−HK$1,310/mo
Today · 4.125%
HK$44,068
baseline
▲ 0.50% · 4.625%
HK$46,750
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,136/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,370
−HK$1,255/mo
Today · 4.125%
HK$48,625
baseline
▲ 0.50% · 4.625%
HK$51,188
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,250/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,316
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,974
−HK$1,685/mo
Today · 4.125%
HK$56,659
baseline
▲ 0.50% · 4.625%
HK$60,107
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,318/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,313
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,904
−HK$1,614/mo
Today · 4.125%
HK$62,518
baseline
▲ 0.50% · 4.625%
HK$65,813
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,036/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,113 · Scale 2, in force from 26 Feb 2026)