LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,621
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$937/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,915/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$897/mo
Today · 4.125%
HK$34,734
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$1,830/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,468/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,545
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,651
−HK$1,123/mo
Today · 4.125%
HK$37,774
baseline
▲ 0.50% · 4.625%
HK$40,073
+HK$2,299/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,548/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,544
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,604
−HK$1,076/mo
Today · 4.125%
HK$41,680
baseline
▲ 0.50% · 4.625%
HK$43,877
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,360/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,470
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,759
−HK$1,311/mo
Today · 4.125%
HK$44,070
baseline
▲ 0.50% · 4.625%
HK$46,752
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,140/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,134
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,372
−HK$1,255/mo
Today · 4.125%
HK$48,627
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,254/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,976
−HK$1,685/mo
Today · 4.125%
HK$56,661
baseline
▲ 0.50% · 4.625%
HK$60,109
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,322/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,316
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,907
−HK$1,613/mo
Today · 4.125%
HK$62,520
baseline
▲ 0.50% · 4.625%
HK$65,816
+HK$3,296/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,040/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,135 · Scale 2, in force from 26 Feb 2026)