LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,624
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,546
−HK$936/mo
Today · 4.125%
HK$31,482
baseline
▲ 0.50% · 4.625%
HK$33,397
+HK$1,915/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,964/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,956
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,840
−HK$897/mo
Today · 4.125%
HK$34,737
baseline
▲ 0.50% · 4.625%
HK$36,568
+HK$1,831/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,474/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,549
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,655
−HK$1,123/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$40,077
+HK$2,299/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,548
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,076/mo
Today · 4.125%
HK$41,684
baseline
▲ 0.50% · 4.625%
HK$43,882
+HK$2,198/mo
Deposit HK$5.20M · loan HK$7.79M · min. income ≈ HK$83,368/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,474
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,764
−HK$1,310/mo
Today · 4.125%
HK$44,074
baseline
▲ 0.50% · 4.625%
HK$46,756
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,148/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,139
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,376
−HK$1,256/mo
Today · 4.125%
HK$48,632
baseline
▲ 0.50% · 4.625%
HK$51,195
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,264/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,323
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,982
−HK$1,685/mo
Today · 4.125%
HK$56,667
baseline
▲ 0.50% · 4.625%
HK$60,115
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,334/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,322
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,913
−HK$1,614/mo
Today · 4.125%
HK$62,527
baseline
▲ 0.50% · 4.625%
HK$65,822
+HK$3,295/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,054/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,183 · Scale 2, in force from 26 Feb 2026)