LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,625
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,546
−HK$936/mo
Today · 4.125%
HK$31,482
baseline
▲ 0.50% · 4.625%
HK$33,398
+HK$1,916/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$62,964/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,957
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$897/mo
Today · 4.125%
HK$34,738
baseline
▲ 0.50% · 4.625%
HK$36,569
+HK$1,831/mo
Deposit HK$6.50M · loan HK$6.50M · min. income ≈ HK$69,476/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,550
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,655
−HK$1,124/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$40,078
+HK$2,299/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,548
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,076/mo
Today · 4.125%
HK$41,685
baseline
▲ 0.50% · 4.625%
HK$43,882
+HK$2,197/mo
Deposit HK$5.20M · loan HK$7.80M · min. income ≈ HK$83,370/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,474
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,765
−HK$1,310/mo
Today · 4.125%
HK$44,075
baseline
▲ 0.50% · 4.625%
HK$46,757
+HK$2,682/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$88,150/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,140
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,377
−HK$1,256/mo
Today · 4.125%
HK$48,633
baseline
▲ 0.50% · 4.625%
HK$51,196
+HK$2,563/mo
Deposit HK$3.90M · loan HK$9.09M · min. income ≈ HK$97,266/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,324
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,983
−HK$1,685/mo
Today · 4.125%
HK$56,668
baseline
▲ 0.50% · 4.625%
HK$60,116
+HK$3,448/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$113,336/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,323
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,914
−HK$1,614/mo
Today · 4.125%
HK$62,528
baseline
▲ 0.50% · 4.625%
HK$65,824
+HK$3,296/mo
Deposit HK$1.30M · loan HK$11.69M · min. income ≈ HK$125,056/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$487,192 · Scale 2, in force from 26 Feb 2026)